Thursday, April 09, 2009

The death of credit?!

My credit, to be specific...

By chance, I saw a credit card promotion offer in a branch of Bank of
Communications around my office. I am interested in the gift (to be
specific, a cheap one though).

I sent an application around 2 months ago. Later they asked for some
additional info such as proof of my salary in the latest month and phone
numbers (implying that my handwritten info wasn't elegant enough...), etc.

And I just received a letter... "...regret to inform you that your
application has not been successful based on your provided information..."

I think the reasons could be one or more of the followings:

** the bank becomes picky about what good customers to choose, or risky
customers to avoid
** somehow, i don't pass the credit test


Having said that, it's my first time in life to fail a credit card
application.

Isn't it a sign of anything? Smile...

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